Four Successful Network Marketing

1. “Let the prospect tell you what they are looking for, not you tell them.”
Many times we have a tendency to tell a prospect what their life could be like, without understanding they may want something different. Ask “If all things were possible, what are you looking to do with your life?” Then listen. They are telling you what you need to know to recruit them into your Network Marketing business.

2. “Use words that they understand, NOT Network Marketing-ease.”

Don’t use the words like “downline” or “upline”. A prospect probably will have no clue of what that is. Use words they can understand, and feel comfortable with, like “team", "Support system," and "Leaders."

3. “Paint word pictures as you present.”

We think in word pictures, not letters. Paint vivid pictures with your words of the prospect enjoying the life they want, and making the money they desire in their MLM Home Business. Put them in the picture. “Imagine the feeling of you..." "Can you see yourself...? "What would it look like if....?"

4. “Recruit through their eyes, not yours.”

Look through their eyes as far as where they currently are, financially, emotionally, family, socially, and career wise. Start in their world, and then lead them to your world of Network Marketing Success.

Personal Tips

The overwhelming majority of craigslist users are trustworthy and well-intentioned.

With billions of human interactions facilitated through craigslist, the incidence of violent crime has been extremely low.

Nevertheless, it's very important to take the same common sense precautions online as you would offline.

When meeting someone for the first time, please remember to:

• Insist on a public meeting place like a cafe
• Tell a friend or family member where you're going
• Take your cell phone along if you have one
• Consider having a friend accompany you
• Trust your instincts

Taking these simple precautions helps make craigslist safer for everyone.

For more information about personal safety online, check out these resources:

• http://getsafeonline.org/
• http://wiredsafety.org/

Avoiding Scams & Fraud

You can sidestep would-be scammers by following these common-sense rules:

• DEAL LOCALLY WITH FOLKS YOU CAN MEET IN PERSON - follow this one simple rule and you will avoid 99% of the scam attempts on craigslist.
• NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM or any other wire service - anyone who asks you to do so is a scammer.
• FAKE CASHIER CHECKS & MONEY ORDERS ARE COMMON, and BANKS WILL CASH THEM AND THEN HOLD YOU RESPONSIBLE when the fake is discovered weeks later.
• CRAIGSLIST IS NOT INVOLVED IN ANY TRANSACTION, and does not handle payments, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"
• NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, social security number, eBay/PayPal info, etc.)
• AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and know that ONLY A SCAMMER WILL "GUARANTEE" YOUR TRANSACTION.

Who should I notify about fraud or scam attempts?

• FTC toll free hotline: 877-FTC-HELP (877-382-4357)
• FTC online complaint form (http://www.ftc.gov/)
• Internet Fraud Complaint Center (http://www.ic3.gov/)
• Non-emergency number for your local police department.

If you suspect that an item posted for sale on craigslist may be part of a scam, please email the details to "abuse@craigslist.org". Be sure to include the URL (or eight-digit post ID number) in your message.

Recognizing scams

Most scams involve one or more of the following:

• inquiry from someone far away, often in another country
• Western Union, Money Gram, cashier's check, money order, shipping, escrow service, or a "guarantee"
• inability or refusal to meet face-to-face before consumating transaction

Examples of Scams

1. Someone claims that craigslist will guarantee a transaction, certify a buyer/seller, OR claims that craigslist will handle or provide protection for a payment.

• These claims are fraudulent, as craigslist does not have any role in any transaction.
• Scammer will often send an official looking email that appears to come from craigslist, offering a guarantee, certifying a seller, providing payment services -- all such emails are fakes!

2. distant person offers a genuine-looking (but fake) cashier's check

• you receive an email (examples below) offering to buy your item, or rent your apartment, sight unseen.
• cashier's check is offered for your sale item, as a deposit for an apartment, or for just about anything else of value.
• value of cashier's check often far exceeds your item - scammer offers to "trust" you, and asks you to wire the balance via money transfer service
• banks will often cash these fake checks AND THEN HOLD YOU RESPONSIBLE WHEN THE CHECK FAILS TO CLEAR, including criminal prosecution in some cases!
• scam often involves a 3rd party (shipping agent, business associate owing buyer money, etc)

3. Someone requests wire service payment via Western Union or MoneyGram:

• Scam "bait" items include apartments, laptops, plasma TVs, cell phones, tickets - but could be almost anything
• Often claim that an MTCN or confirmation code is needed before he can withdraw your money - this is FALSE, once you've wired money, it is GONE.
• Common countries currently include: Nigeria, Romania, United Kingdom, Ukraine, Spain, Italy, Netherlands - but could be anywhere
• Apartment listing may be local, but landlord/owner is "travelling" or "relocating" and needs you to wire money to them abroad
• Deal often seems too good to be true, price is too low, rent is below market, etc

4. distant person offers to send you a money order and then have you wire money:

• this is ALWAYS a scam, in our experience - the cashier's check is FAKE
• sometimes accompanies an offer of merchandise, sometimes not
• scammer often asks for your name, address, etc for printing on the fake check
• deal often seems too good to be true

5. distant seller suggests use of an online escrow service.

• most online escrow sites are FRAUDULENT, operated by scammers
• for more info, do a google search on "fake escrow" or "escrow fraud"

6. Distant seller asks for a partial payment upfront, after which he will ship goods

• he says he trusts you with the partial payment
• he may say he has already shipped the goods
• deal often sounds too good to be true

7. Foreign company offers you a job receiving payments from customers, then wiring funds

• foreign company may claim it is unable to receive payments from its customers directly
• you are typically offered a percentage of payments received
• this kind of "position" may be posted as a job, or offered to you via email

actual scam emails sent to craigslist sellers

Hello ,

Thanks for your mail back concerning the inquiry mail i sent to you. The price,condition also the pics i viewed is okay by me .And my client confirm there is no problem about the price($975 ) ,my client do pays with a {USA}cashier check,he has agreed to mail out as bank cashiers check of $3500. to you on my behalf to cover the shippment fees.About the shippment, that we be taken care by my me & my personal assistant,my personal assistant will be using his shipper to do the quick processing of the shipping of the(1987 Toyota Celica) to my client.So all you are to do after you will received the check in your mail, Just take out your sale amount and refer the remaining money to my shipper immediately through the westernunion or the money gramm outlet so to get the money fast and start the fast arrangement for the pickup of the (1987 Toyota Celica).Since you are the original owner of this item,and i am buying the item directly from you i will like you to write your full name to be on the check,with the mailing address which my client will be using to issued out the check to you.I do wish to trust you by refering the rest balance back to my shipper and also your fast doing to this transaction.I will like to hear fromyou if this is okay by you and you are ready to process ,if you aready to sale your item and promise refering the rest balance to my shipper immediately you received the check so can start the quick arrangement for the pickup. Any body that want to buy this item this item just tell therm that it as been sold. I will like to copmplete this transaction befor the new year. I be at my computer waiting to see your epky to my payment method mailed.THANKS AND MAIL ME BACK WITH YOUR DETAIL AS SOON AS POSSIBLE.

10 Savings Strategies

AllBusiness
Saving money is an ongoing challenge for most people. Paychecks, dividends, and an occasional bonus go only so far. Therefore, it's worthwhile to develop some money-saving strategies, such as the 10 listed below.
1. Track spending and evaluate results.
By tracking your spending habits, you'll get an idea of where you spend your money. By evaluating the results, you can see if you're using money for things that aren't really necessary. For example, do your monthly membership fees go to a gym you never have time to visit? Do you buy coffee every morning when it's available in your office for free? Look at all the places where you can save money; even small outlays can add up.
2. Pay yourself first.
This idea is certainly not new, but it's a strategy that starts a consistent savings program. Unless your entire paycheck is earmarked for monthly bills and necessities, you should be able to put money into savings every month. If you get a raise, add that money to what you're putting aside.

3. Company savings plans.
Many companies offer 401(k) plans. Take advantage of them. If one isn't available, open an IRA. Use direct deposit for these retirement savings accounts so you're not tempted to spend the money elsewhere.
4. Forget the plastic.
Limit yourself to one or two credit cards with the best rates, and use them for only major purchases or emergencies. Also, pay off your credit card balances monthly.
5. Learn how to shop.
The Internet provides a very easy way to compare prices. Look for lower prices, discounts, sales, and coupons. Check out price comparison Web sites, such as AllBusiness.com, Shopping.com, and BizRate.com. Avoid paying surcharges, late fees, and other fees for convenience. Shop from lists rather than browsing the aisles, and establish a firm "no impulse buy" policy.
6. Look to save on your home.
Look for lower mortgage rates and refinance. Also, while paying off your home mortgage each month, round up. You can pay off the loan a little faster, and save a surprisingly high amount of the interest over time.
7. Save on utilities.
Review the offers from competing phone and electric companies. Look for energy-saving appliances, and save some money by opening windows when it's warm, and using a second blanket when it's cold.
8. Be car smart.
Find a mechanic you can trust before paying big bucks for unnecessary repairs. Don't buy a second or third car that will hardly be used or will sit at the train station. Look for lower gas prices in your neighborhood, and keep your engine tuned, trunk uncluttered, and tires properly inflated to save on gas.
9. Get everyone onboard.
Discuss ways of saving money and establishing good spending habits with everyone in your household.
10. Read the fine print.
Review your bills carefully, including your credit card statements. Errors in billing cost customers millions of dollars each year. Also, in this new age of warranties included with every major purchase, read the fine print carefully, and buy only what will be valuable for those products most likely to need service.